Markets

Supported assets and markets

Each asset on Tectonic is its own market with its own supply rate, borrow rate and risk settings. The line-up has grown since launch, but it centres on a familiar set: the chain's native token, major stablecoins, and wrapped blue-chips.

The core markets

At mainnet launch in December 2021, Tectonic opened with six markets — USDC, USDT, DAI, ETH, WBTC and CRO. The roster has since expanded through governance to include additional stablecoins and the protocol's own token. A representative set looks like this:

The exact active markets and their parameters change over time through governance. Always confirm the current list in the official app and docs.

Per-asset risk parameters

Markets are not treated equally. Each carries its own settings, calibrated to how risky the asset is:

• Collateral factor — how much borrowing power the asset provides. Stablecoins are high; volatile tokens like CRO are lower (historically around 50%).
• Liquidation threshold — the LTV point at which a position can be liquidated.
• Borrow caps and reserves — limits that protect the pool from concentration in any single asset.
• Interest-rate curve — how aggressively rates respond to utilisation.

Stablecoins versus volatile assets behave very differently as collateral. A stablecoin position rarely drifts toward liquidation on its own; a CRO-collateralised loan can move sharply with the market. That single distinction drives most of the risk decisions a borrower makes.

Choosing what to supply or borrow

There is no universal "best" market. Suppliers chasing yield follow utilisation; borrowers prioritising safety lean on stable collateral. Whatever you pick, judge it on the live numbers, not yesterday's screenshot — rates and parameters move continuously.

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